Money Tree Mortgage Brokers Blog
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How Much Can I Borrow? Understanding Borrowing Capacity in Australia
Why online calculators rarely match what a lender will approve. Learn how borrowing capacity is really assessed in Australia and how to get a realistic number.
How to Remove an Ex-Partner From a Mortgage in Australia
Keeping the family home after separation? Here’s how to remove your ex-partner from the mortgage and title in Australia, step by step, and where a broker helps.
Should You Refinance Before Your Fixed Rate Ends?
Fixed rate ending soon? Learn what happens at expiry, whether to refinance, renegotiate or roll over, and how a broker can help you compare before it’s automatic.
Using Equity to Buy a Second Property: How It Actually Works
Have equity in your home? Here’s how it’s actually calculated, and what it takes to turn it into your next property purchase.
How Much Deposit Do You Actually Need to Buy a House in Australia?
Still think you need a 20% deposit? Here’s how much you actually need, and how the 5% Deposit Scheme and LMI really work.
What Happens to Your Mortgage After Separation?
Separated with a joint mortgage? Here’s what happens to your home loan, and how to refinance, buy out your ex, or keep the house.
Fixed vs Variable Home Loans in 2026: Which Option Is Right for You?
Should you choose a fixed or variable home loan in 2026? Compare the pros and cons, learn about split loans and discover how to choose the right strategy.
How Much Deposit Do You Really Need to Buy a Home in Australia?
Do you really need a 20% deposit to buy a home? Learn how much deposit you may need, how LMI works, government schemes in Australia and how a broker can help.
Offset Accounts Explained: Are You Really Saving Money?
Learn how offset accounts work, the difference between offset and redraw, and whether an offset account could help you save thousands on your home loan.
