Buy my first home
Deposits, government schemes, pre-approval and your first offer.
Explore first home buyer loansMelbourne mortgage broker
A mortgage broker who looks beyond the rate.
Whether you're buying, refinancing, investing or untangling a mortgage after separation, Peter helps you understand your options and structures your lending around where you're going next.
Melbourne-basedHelping borrowers Australia-wideNo cost, no obligation 0401 272 268
- 15+
- years' experience
- 40+
- lenders compared
- 1,000+
- clients helped
Start here
What are you looking to do?
Pick the one that sounds most like you. Each page explains how it works, what lenders look at and what to do next.
Meet Peter
Meet Peter Bassilios
Peter has spent more than 15 years helping Australians with their lending, from first home loans to refinancing, investment and commercial finance. He's the person you speak to from your first conversation through to settlement.
Clients come to Peter when they want someone to explain the options properly, compare lenders on their behalf and keep things moving. He has particular experience helping people sort out their mortgage after separation, and structuring home loans for doctors and other medical professionals.
Why Money Tree
Why people choose Money Tree
Four things that shape how Peter works with every client, from the first conversation to settlement.
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01
One broker who knows your story.
You deal with Peter directly, so you never have to explain your situation twice.
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02
Access to 40+ lenders.
Options are compared across a broad lender panel, not one bank's products.
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03
Support from first chat to settlement.
Peter handles the paperwork and the lender, and keeps you updated.
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04
Lending built around what's next.
Your loan is structured around your plans, not just today's rate.
Specialist lending
Two areas Peter knows especially well.
Mortgage after separation
Separating? Start with a clear picture of the mortgage.
Whether you want to keep the home, refinance into your own name or buy again, Peter can help you understand your borrowing position and your options. Conversations are confidential. Money Tree helps with lending only, so you may also need legal or financial advice.
Doctors and medical professionals
A doctor's income doesn't always fit a standard lending box.
Some lenders have specific policies for eligible medical professionals, including how they assess contract, locum and overtime income and, in some cases, lenders mortgage insurance. Peter can help you understand which lenders may suit you. Eligibility and lending criteria apply.
How it works
How it works
See how it works
Timing and approval depend on the lender and your circumstances.
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01
Let's talk
Book a free 30-minute chat and tell Peter what you're trying to achieve.
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02
Review
Peter looks at your income, expenses, goals and what lenders will need to see.
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03
Compare
Suitable options from the lender panel are compared and explained in plain English.
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04
Apply
Peter prepares and manages your application and deals with the lender for you.
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05
Settle and review
Peter keeps you updated through to settlement, and checks in when it's time to review your loan.
Calculators
Run the numbers first
Estimate repayments, compare a refinance or see what an offset account could do. Then talk to Peter about what the numbers mean for you.
Explore calculatorsResults are estimates based on the figures you enter and the example rate shown. They aren't a quote, an offer of credit or a guide to what a lender will approve.
Melbourne-based
Melbourne-based, helping clients across Australia.
Most appointments are by phone or video, so Peter works with borrowers nationwide, including:
Wherever you are, the first chat is free and there's no obligation to go ahead.
Trusted lenders
Some of the lenders Peter works with
A selection from a panel of 40+ lenders. Lender availability depends on your circumstances and each lender's policy.
Which lenders suit you is worked out in your conversation with Peter, not by the logos below.
Guides
Guides to help you decide
Plain-English guides to help you understand your options before you make a move.
See all guidesDoes it cost anything to talk to Money Tree?
No. Your first 30-minute chat is free and there's no obligation to go ahead.
How do mortgage brokers get paid?
Brokers are usually paid a commission by the lender when a loan settles. Peter will explain how he's paid for your loan before you apply.
Why use a broker instead of my bank?
Your bank can only offer its own products. A broker compares options across a panel of lenders and helps you understand the differences.
Do you only help clients in Melbourne?
Money Tree is based in Melbourne and helps borrowers across Australia. Most appointments are by phone or video.
Pre-approval
Ready to apply? Start your pre-approval online.
Begin a pre-approval application through our secure online portal. Peter reviews every application before it goes to a lender.
Start your pre-approval onlineOpens our application partner's portal in a new tab.
Newsletter
Get useful mortgage insights by email.
Occasional, plain-English updates on rates, lending rules and property finance. Explicit opt-in, unsubscribe any time.
Not sure where to start?
A free, 30-minute conversation with Peter can help you understand your options and what your next step could look like.
Or call 0401 272 268 · peter@mtmb.com.au
Lending criteria, government schemes, rates, concessions and fees can change. Eligibility and availability depend on individual circumstances and provider rules. Confirm current details before applying.