Your Quick-Start Home Loan Comparison Guide
Confused about whether to go with a mortgage broker or walk straight into a bank?
Don’t stress — this cheat sheet breaks it all down in one place.
Section 1: Quick Comparison Table
| Feature | Mortgage Broker | Bank |
|---|---|---|
| Loan Options | 40+ Lenders & Products | Only their own products |
| Personalised Advice | Yes – tailored to your goals | Limited – based on bank policy |
| Interest Rate Comparison | Yes – multiple lenders compared | No – one rate only |
| Application Support | Full service, start to finish | Limited support |
| Fees | Usually $0 for you | Varies |
| Flexibility for Complex Cases | High (self-employed, low deposit, etc.) | Low |
Section 2: Ideal for You If…
- Choose a Broker if you want:
- To compare the lowest mortgage rates in Australia
- Help with refinancing, first home buyer loans, or low deposit loans
- Personalised support every step of the way
- Choose a Bank if you want:
- A fast, no-frills experience with your existing provider
- One product, no need to compare
Section 3: Bonus Tips
- Mortgage brokers must act in your best interest — it’s the law
- Many lenders offer exclusive rates through brokers
- A broker can help you structure your loan with offset accounts, split loans, and more
Still not sure? Let’s compare both options together.
Book your FREE, no-obligation consultation today and discover what you could save.
