Mortgage calculators
Buying costs calculator
Estimate stamp duty, fees and other upfront costs so you know how much cash you'll need on top of your deposit.
Results are estimates based on the figures you enter and the example rate shown. They aren't a quote, an offer of credit or a guide to what a lender will approve.
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Costs beyond the deposit
Transfer (stamp) duty, legal or conveyancing fees, building and pest inspections, loan and settlement fees, Lenders Mortgage Insurance where it applies, moving costs and ongoing ownership costs. Concessions and grants vary by state, property type and buyer, and they change over time.
Where to check duty and grants
Each state and territory revenue office publishes current duty rates, first-home concessions and grant conditions. Use their official calculators for the figures and enter the results here. This preview deliberately ships no duty tables so that nothing out of date is presented as current.
Calculations are estimates for general information only. They do not constitute a loan offer, credit approval or personalised financial advice. Actual repayments, fees, eligibility and savings depend on your lender, loan contract and circumstances. Speak with a qualified professional before making a decision.