Mortgage guides

1. 19 Oct 2026First home buyersHow Much Can I Borrow? Understanding Borrowing Capacity in AustraliaWhy online calculators rarely match what a lender will approve. Learn how borrowing capacity is really assessed in Australia and how to get a realistic number.5 min read
2. 11 Sep 2026First home buyersHow Much Deposit Do You Actually Need to Buy a House in Australia?Still think you need a 20% deposit? Here’s how much you actually need, and how the 5% Deposit Scheme and LMI really work.6 min read
3. 4 Mar 2026First home buyersWhy 2026 Is One of the Hardest Years for Gen Z Home Buyers — And How Some Are Still SucceedingWhy 2026 Is a Defining Year for Gen Z Home Buyers Search trends across Google, Bing and Yahoo show a sharp increase in queries such as: Google focuses heavily on affordability data and rent inflation. Yahoo emphasises generational inequality. Bing provides policy summaries but lacks practical solutions. This article bridges that gap by combining data […]2 min read
4. 24 Dec 2025First home buyersFirst Home Buyer Tax and Grant Updates: What to Expect in 2026Buying your first home in 2026? Learn the latest tax and grant updates for first home buyers and maximise savings. Free consultation with Money Tree Mortgage Brokers.3 min read
5. 23 Oct 2025First home buyersFirst Home Buyers 2026: Strategy and Support for Your Financial JourneyPlanning to buy in 2026? With sub-5% rates and government support, now’s the time to prepare. Free first home buyer consultation with Money Tree Mortgage Brokers.3 min read
6. 17 Sep 2025First home buyersFirst Home Buyers in 2025: Don’t Wait for a 20% DepositFirst home buyers: You don’t need 20% deposit in 2025. Learn how to buy with 5% and lock in rates under 5%. Free consultation with Money Tree Mortgage Brokers.3 min read
7. 9 Aug 2025First home buyersFirst Home Buyers: How to Take Advantage of Fixed Rates Under 5%First home buyers: Lock in rates under 5% and secure your dream home. Compare 50+ lenders with a free, no-obligation broker chat today.3 min read
8. 9 Aug 2025First home buyersFirst Home Buyer in 2025? Why Now Might Be Your Window to Enter the MarketFirst home buyer in 2025? Lock in rates under 5%, access grants, and enter the market sooner. Free, no-obligation broker chat available nationwide.3 min read
9. 9 Aug 2025First home buyersRefinancing in 2025: How to Pay Less and Own Your Home SoonerRefinance in 2025 and save thousands. Compare 50+ lenders and secure a sub-5% rate. Free, no-obligation broker chat available nationwide.3 min read
10. 6 Jan 2025First home buyersFirst Home Guarantee:  Unlocking Homeownership in a Changing MarketThanks to the government’s First Home Guarantee, the Australian dream of homeownership is becoming a reality for more first-time buyers. Recent reports highlight the scheme’s success in boosting participation from first-time entrants into the property market. This positive development underscores the importance of understanding and leveraging the program’s benefits. The First Home Guarantee significantly reduces […]2 min read
11. 13 Dec 2024First home buyersUnlocking Homeownership: Your Guide to Mortgage Calculators and BeyondBuying a home is a big step, and it’s important to understand your finances before you take the plunge. One of the best ways to do this is to use a mortgage calculator. These handy tools can help you estimate your monthly payments, compare different loan options, and figure out how much you can afford […]1 min read
12. 5 Nov 2024First home buyersFirst Home Buyer Tips: How to Get Your Foot in the DoorIntroduction Buying your first home can be an exciting but daunting experience. With rising property prices and strict lending criteria, it’s more important than ever to be well-prepared. In this blog post, we’ll share some essential tips to help first-time home buyers get their foot in the door. Save a Substantial Deposit One of the […]1 min read

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